Terms of Service

Last Updated: January 2026

Welcome to Clover and Fern ("we", "us", "our", or "cloverandfern.co.uk"). These Terms of Service ("Terms") govern your access to and use of our website and content. Please read these Terms carefully before proceeding.

1. Acceptance of Terms

By accessing and using cloverandfern.co.uk, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service in their entirety. If you do not agree with any part of these Terms, you must not use this website. Your continued use of the website constitutes your acceptance of these Terms, including any updates or modifications we may make from time to time.

2. Site Purpose

Clover and Fern is an informational and review website only. We provide independent reviews, comparisons, and educational content about betting sites and online casinos available in the United Kingdom. We are not a gambling operator, casino, or betting exchange. We do not offer gambling services, accept wagers, or provide a platform for placing bets. Our website serves solely to inform and guide users in their research of licensed gambling operators.

3. Age Restriction

You must be at least 18 years of age (or the minimum legal gambling age in your jurisdiction) to access and use this website. By using cloverandfern.co.uk, you confirm that you meet this age requirement. We do not knowingly permit access to minors, and any user who is under 18 years old is strictly prohibited from using this site. Gambling is illegal for persons under the age of 18 in the United Kingdom.

4. Disclaimer

All information, reviews, ratings, and content on cloverandfern.co.uk are provided on an "as is" basis for informational purposes only. While we endeavour to ensure accuracy, we do not guarantee that all content is complete, accurate, current, or error-free. Gambling operators, their terms, promotions, and services change frequently, and the information on our site may become outdated.

You must independently verify all information directly with the relevant gambling operators before making any decisions. We strongly recommend that you review the official terms and conditions, privacy policies, and regulatory information published by each operator. We are not responsible for any inaccuracies, omissions, or changes made by third-party operators after publication of our content.

5. Affiliate Relationship

Clover and Fern is an affiliate website. We earn referral commissions and other compensation when users access gambling operators through our links and create accounts or deposit funds. This creates a financial incentive that may influence the content and recommendations on our site. We disclose this affiliate relationship transparently to comply with UK advertising standards and consumer protection law.

Our inclusion or recommendation of a gambling operator does not constitute endorsement of its safety, legitimacy, or suitability for your circumstances. Commission structures do not affect our editorial independence, though you should be aware of our financial interest when reviewing our content.

6. Intellectual Property

All content on cloverandfern.co.uk, including but not limited to text, graphics, logos, images, reviews, and design elements, is the intellectual property of Clover and Fern or its content licensors and is protected by copyright and other intellectual property laws. You may view and print content for personal, non-commercial use only. You may not reproduce, distribute, modify, adapt, or transmit any content without our prior written consent. Unauthorised use of our intellectual property is strictly prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Clover and Fern and its owners, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website, including damages resulting from:

You acknowledge that gambling carries inherent risk of financial loss, and you use this website and any linked gambling operators entirely at your own discretion and risk.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. You irrevocably submit to the exclusive jurisdiction of the courts of England and Wales for any legal action or proceeding arising from these Terms or your use of this website. Any dispute shall be subject to the laws of the United Kingdom and its regulatory framework, including the Gambling Commission regulations.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon publication on this page. Your continued use of cloverandfern.co.uk following any modifications constitutes your acceptance of the updated Terms. We recommend that you review these Terms periodically to remain informed of any changes. If you do not agree with updated Terms, you must discontinue use of the website.

10. Contact

If you have any questions, concerns, or complaints regarding these Terms of Service or our website, please contact us at:

Email: legal@cloverandfern.co.uk

We will endeavour to respond to your inquiry within a reasonable timeframe.

This Terms of Service document is effective as of January 2026 and applies to all users of cloverandfern.co.uk.